Top LTV rates and we are able to back that up with proof.

Welcome to Toronto Bad Credit Mortgages!

Have banks or mortgage brokers in the GTA denied your request for a loan? If so, Manny's 90-alive program is dedicated to providing mortgage loans to almost anyone! Even with bad credit, no job, or if you've declared bankruptcy, our Toronto bad credit mortgages team can help you get a loan worth up to 90% of your property's value. Manny, mortgage agent, has a team of Toronto bad credit mortgages professionals who offer financial assistance throughout GTA regions such as Toronto, Scarborough, Mississauga, Vaughan, Markham, Brampton, Oakville, Burlington, Hamilton, Newmarket, Oshawa, and neighbouring cities. Manny can help those who are unable to acquire mortgages through conventional means. Manny has built strong relationships with over 300 private lenders and a vast network of lending institutions; thus, Manny's Toronto bad credit mortgages experts are confident they can help you receive the mortgage you need! Please contact our Toronto bad credit mortgages group today if you are in need of financial help for:

  • Debt consolidation
  • Bad credit mortgages
  • Home equity loans
  • Home renovations & upgrades
  • Mortgage payment arrears
  • Consumer proposal payments
  • Reducing monthly payments
  • Property tax arrears
  • CRA debt
  • Other purposes

Manny's Toronto bad credit mortgages team can help you get back on your feet no matter what your situation. If you are falling behind on mortgage payments, or need to refinance your debt, Manny, mortgage agent, can offer you an ideal solution that banks or other conventional methods will not. In addition to home mortgages, Manny's Toronto bad credit mortgages experts offer commercial and agricultural loans, as well as financial assistance for equipment leasing, and/or repair or construction costs. Purchasing a house or other type of property in Toronto and throughout the GTA can be a stressful experience, but Manny's Toronto bad credit mortgages team would love to help you achieve your dreams and make the process easier. Please do not hesitate to contact Manny's Toronto bad credit mortgages professionals today with all of your financial needs!

Have A Question?

Want more information on how we can help you unlock the capital in your home? Contact us now and we'll get back to you as soon as possible.

Home equity loans or mortgages ONLY.
We do NOT offer personal loans.

Bad Credit Mortgages

Manny's Toronto bad credit mortgages experts have the skills, knowledge, and experience to find the best solution for your financial situation. More info...

Home Equity Loans

Our company's Toronto bad credit mortgages team of professionals offer the best home equity loans with the lowest possible interest rates. More info...

Debt Consolidation

Manny's Toronto bad credit mortgages professionals provide our debt consolidation services across the GTA in cities More info...


Manny, mortgage agent, offers mortgages to those who find it difficult to acquire mortgages through conventional means such as banks or other mortgage brokers throughout Southern Ontario. More info...

What Our Clients Say

  • "Thank you Manny!! You did for me what 3 other brokers could not. You are the only one that was able to get me signed for an increased 1st mortgage. Just amazing. You are a man of your word and you truly do work for the people and not the banks. I can't thank you enough for your help. I'll see you in 2 years :)."

    - Brian L.

    Beeton, Ontario
  • "I can't even begin to explain how much Manny helped me. Right from the first conversation to our last, he was fantastic. He answered all my questions and assured me that he would take care of everything. I just had to sit back and relax. He made that possible for me. He helped me when no one else would and assured me he would get the job done. I was his main focus and he proved that through and through. I would definitely recommend Manny. His professionalism is solid. Thank you so much Manny. You were my rock when I felt the walls closing in. You never made me feel like I was just a client….you made me feel important and a priority. Thank you."

    Grace O.

    Bowmanville, Ontario
  • "Hi Manny, I would like to take this opportunity to extend my profound thanks to you and your colleagues for your immediate assistance when I needed financial help. I can't seem to thank you enough for coming to my rescue, when the Financial Institution I've been dealing with couldn't trust me for the small loan that I had applied for. Your flexibility and excellent service you gave is indeed beyond compare. More power to you and your colleagues."

    Estrella J.

    Scarborough, Onatrio
  • "Hi Manny, You have delivered excellent service & exceeded Lynn & I's expectations since we met you. Manny what you promised us you came through with excellent communications. Plus involving your legal contact with us. That is beyond expectations to any customer. Again Manny you have provided excellent service to us. You are a professional person and would be a great asset to any company. If you ever need a reference letter. Lynn & I would provide you a letter of great commitment & professional business individual."

    Bryan & Lynn D.

    Alliston, Ontario